Meridian participates in the National Flood Insurance Program (NFIP) through the Federal Emergency Management Agency (FEMA). This allows Meridian property owners to purchase insurance against flood losses and be eligible for federal disaster aid.
Meridian has achieved a Class 8 rating as members of the Community Rating System, a NFIP program that rewards communities that go above and beyond the minimum program requirements by giving residents discounts on flood insurance premiums. The program includes activities in Public Information, Mapping, Flood Damage Reduction, and Flood Preparedness.
Development in a regulated floodplain requires a Floodplain Development Permit issued by the City Floodplain Administrator. This permit will identify the specific requirements for each proposed project in accordance with the Meridian Flood Damage Prevention Ordinance. Permitting ensures that development is reviewed and approved in a manner in which property damage is limited, and property owners do not adversely affect other property owners by their actions.
Proposed Draft FEMA GIS Map Revisions (Not a regulatory product for construction or insurance purposes)
Meridian’s Flood Information
Meridian Floodplain Administration 101 -- Flood Risk in Meridian and the National Flood Insurance Program
Meridian Floodplain Administration 101, Part 2 -- Responsible Development in Flood Prone Areas
Meridian Floodplain Administration 101, Part 3 -- Floodplain Development- Moving Forward
Natural and Beneficial Functions of Meridian’s Water Courses
Flood Warning System
Property Protection Measures
Flood insurance is available to property owners in jurisdictions that participate in the National Flood Insurance Program.
Flood insurance is a requirement for structures located in the Special Flood Hazard Area that have mortgages from financial institutions that are federally insured.